SafetyWing: Thailand’s Best Travel Insurance

The waterfall at Namtok Pha Charoen National Park in Tak
Insurance Rating:9.1

As a seasoned traveler, I understand the importance of comprehensive coverage, especially when exploring destinations across the Land of Smiles. That’s why I rely on SafetyWing for my journeys. With flexible options tailored for travelers, it’s an essential for worry-free adventures in Thailand.

Coverage: 9.0
Affordability: 9.5
Service: 8.5
Value: 9.0
Reliability: 9.5

Founded: 2017

Funding: $46.5M

HQ: Palo Alto, CA, USA

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Do I Need Travel Insurance?

When traveling through Thailand, opting for travel insurance is a smart move for several reasons. Firstly, it provides financial security in case of unexpected emergencies, such as accidents or illnesses. With its bustling cities, serene beaches, and vibrant street markets, Thailand offers a diverse range of adventures, but these experiences also entail certain risks. By securing coverage, you ensure that you won’t find yourself burdened with substantial medical bills if unforeseen circumstances arise during your travels.

Secondly, travel insurance safeguards against trip cancellations or interruptions due to various factors like flight delays or personal emergencies, allowing you to navigate unexpected challenges without financial strain. Moreover, with “lost baggage” on the rise in recent years, having reliable coverage for your gear offers an additional layer of peace of mind. 

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Comprehensive Coverage

Last year, while hiking in Loei (a rural province in Isaan), I had a mishap and ended up with a minor injury that required medical attention. Thankfully, I had SafetyWing’s Nomad Insurance, and the process couldn’t have been smoother. I simply contacted their support team, and they guided me through the next steps. While I did have to pay a deductible of $250, everything beyond that was covered, including the hospital bills and additional expenses.

This seamless experience was in stark contrast to a previous encounter with a different insurance provider, where my claim was unjustly denied, leaving me to foot over $3,000 in hospital bills! With SafetyWing, I’ve never encountered any issues, and I haven’t heard any horror stories from other travelers either.

When it comes to insurance, reliability not only alleviates much of the stress associated with unexpected incidents, but it also instills a sense of confidence while traveling – you know that the company will provide assistance when needed most.

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Highly Affordable Rates

SafetyWing’s plans tend to have notably lower prices than those of traditional insurance providers offering similar coverage, and I’ve found a few reasons for this. Firstly, SafetyWing operates on a leaner model, which means they cut down on unnecessary costs like maintaining physical offices and large administrative staff. This streamlined approach allows them to pass on the savings directly to their customers, making their premiums more affordable.

Additionally, SafetyWing tailors its plans specifically for digital nomads, remote workers, and frequent travelers like myself. By understanding our unique needs and risks, they design plans that focus on essential coverage without including unnecessary features that might drive up costs with traditional insurers.

Furthermore, SafetyWing leverages technology to streamline processes and improve efficiency, which reduces operational costs and ultimately lowers prices for us policyholders. Their digital platforms and automated systems make it easier to purchase a policy and file claims, cutting down on administrative overhead and saving money that gets reflected in the prices we pay.

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Great Customer Service

SafetyWing’s customer service has been solid in my experience. Unlike the frustrating endless dial tones that you get with other companies, getting in touch with the company’s service department is straightforward. While their live chat function isn’t the most efficient (similar to many other companies), I’ve found that reaching out via phone or email is the way to go for prompt assistance.

Their online claims system, although a bit clunky and not always transparent on progress, is still a significant improvement compared to the paperwork nightmares I’ve faced with other providers. Despite any minor hiccups with the system, I’ve found their staff to be generally friendly and well-trained. It’s reassuring to know that there’s always someone available to help 24/7, should any issues arise during my travels. 

Overall, while there might be some room for improvement in certain areas, I’ve found SafetyWing’s customer service to be reliable and responsive, providing peace of mind knowing that assistance is just a phone call or email away.

Nomad Insurance By SafetyWing

Actionable Information

Without insurance coverage, you or your family could face substantial financial burdens if things go wrong during your trip. Therefore, it’s crucial to consider the potential consequences and financial implications of traveling without insurance. Ultimately, securing coverage is a personal decision, but it’s essential to weigh the risks and benefits and consider the potential financial protection it offers while traveling abroad.

Travel insurance is not mandatory for travelers visiting Thailand. However, I highly recommended that you get travel insurance coverage to protect against unexpected medical expenses, trip cancellations, and other unforeseen circumstances during your trip. While it’s not a legal requirement to have travel insurance, having adequate coverage can provide financial protection in case of emergencies while traveling in the Land of Smiles. 

Additionally, some activities and tour operators in Thailand require you to have travel insurance as part of their terms and conditions. Therefore, while it’s not mandatory by law, having travel insurance is strongly advised for anyone visiting Thailand.

While there are several options available, I’ve found that Nomad Insurance by SafetyWing stands out as the best travel insurance for foreigners in Thailand. With its comprehensive coverage tailored for digital nomads, expats, and frequent travelers, Nomad Insurance provides peace of mind while exploring or living in Thailand.

Submitting a claim to SafetyWing is a relatively straightforward process. First, you’ll need to gather all relevant documentation related to your claim, such as medical receipts, invoices, and any other supporting documents. Then, you can log in to your account on their website and navigate to the claims section. From there, you’ll be guided through the steps to submit your claim online.

Alternatively, you can also submit your claim via email by sending all necessary documents to the claims department. They typically provide an email address specifically for claims (, which you can find in your policy documentation.

Once your claim is submitted, SafetyWing’s claims team will review the documentation and process your claim accordingly. It’s essential to provide accurate and complete information to expedite the claims process. If you have any questions or need assistance during the claims process, you can reach out to the customer service team for support via phone or email.

Travel Resources

The Thailand Toolkit

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Welcome to North of Known! We’re Alan and May, a married couple who have embraced digital nomadism while calling Bangkok, Thailand, our current home base. Over the past 7 years, our shared passion for exploration and adventure has fueled our journey across the globe. Join us as we continue to embark on our nomadic adventures, sharing our insights, discoveries, and travel tales along the way.

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